Medical Need & Daily Living Needs

by Martha Khlopin, Hawaii Helps: Health Enrollment Literacy Program & Services

Have you ever heard of a medical insurance claim being denied? It happens. Most people are unaware that for a claim to be paid under their medical insurance it must be medically necessary. If you have medicare insurance only medicare approved services will be covered. So it is important to read the benefit summary of covered services and make a note of what is not covered. If there is an additional benefit you are interested in you may need to pick up additional insurance like dental or eyewear coverage and pay any costs.